Live on Avalanche Fuji

Your work.
Your proof.
On-chain.

Build an on-chain professional identity. Collect verified credentials from institutions. Access credit based on your reputation — no bank, no collateral required.

How it works ↓

14

Smart Contracts

3

Credential Types

1000

Max Score

0

Collateral Required

How It Works

Four steps to financial access.

01

Register Identity

Connect your wallet and register a decentralised identity (DID) on Avalanche. One address, one identity — immutable and yours.

Takes 30 seconds
02

Earn Credentials

Verified institutions like universities and employers issue soulbound credential NFTs directly to your wallet. They can't be transferred or faked.

Issued by institutions
03

Build Your Score

Your reputation score (0–1000) is computed from your credentials, account age, and loan history. Higher score = better credit tier.

Score updates on-chain
04

Access Credit

With a score of 250+, borrow USDC against your reputation. No collateral. No bank. Repay on time to improve your score further.

Score 250+ required

Ecosystem

Three portals. One protocol.

VeraFlow connects workers, institutions, and employers in a single trustless protocol.

Workers

This portal

→Register on-chain identity
→Receive soulbound credentials
→Build reputation score
→Borrow USDC without collateral

Institutions

Issuer Dashboard

→Apply for verified status
→Issue credentials to workers
→Track issuance history
→Governed by VeraFlow council

Employers

Employer Portal

→No wallet needed
→Search any wallet address
→View verified credentials
→See score + credit tier

Ready to build your
on-chain reputation?

Connect your wallet and register your identity in 30 seconds.